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	<title>Comments for David Cowgill</title>
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	<link>http://www.davidcowgill.com</link>
	<description>Ramblings of an Internet Entrepreneur</description>
	<lastBuildDate>Thu, 15 Dec 2011 18:42:40 +0000</lastBuildDate>
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		<title>Comment on San Francisco DPT &#8211; How To Protest Your Ticket by Carl-3d</title>
		<link>http://www.davidcowgill.com/san-francisco-dpt-how-to-protest-your-ticket/#comment-2730</link>
		<dc:creator>Carl-3d</dc:creator>
		<pubDate>Thu, 15 Dec 2011 18:42:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/san-francisco-dpt-how-to-protest-your-ticket.php#comment-2730</guid>
		<description>I was born and raised here,doesn&#039;t mean I&#039;m better than however I have seen this city go through a bunch of stupit examples of how we get to where we are now. where are we? we are being taxed so much and ripped off by every oficial while thay tell you what you need while they take your money! Parking is just one of them,you want to help the poor illegals you get over crouding services streached beond limits you will get more people recieving than paying out they have to make it up somewhere cigeretts, liquior,parking,bridge,gas,tires,fees,DMV,and there are many more I have forgot. To make this short I am handycapped and have a pallicard and don&#039;t go downtown unless I have to,and recieved a ticket today because last night the only place close to my house was on the wrong side of Silver Ave. (it&#039;s every week here) of course I don&#039;t want to leave the house somtimes because I&#039;ll never get the spot back in front of the house again! somtimes people park there for days and It&#039;s real inconvient for me. Usualy this happens when I have goon to the store if I leave for ten seconds some low life takes it! my palicard does&#039;t help me I stil pay the same ticket! sometimes I have to park so far away I have to take a bus WHATS FAIR ABOUT THAT!!</description>
		<content:encoded><![CDATA[<p>I was born and raised here,doesn&#8217;t mean I&#8217;m better than however I have seen this city go through a bunch of stupit examples of how we get to where we are now. where are we? we are being taxed so much and ripped off by every oficial while thay tell you what you need while they take your money! Parking is just one of them,you want to help the poor illegals you get over crouding services streached beond limits you will get more people recieving than paying out they have to make it up somewhere cigeretts, liquior,parking,bridge,gas,tires,fees,DMV,and there are many more I have forgot. To make this short I am handycapped and have a pallicard and don&#8217;t go downtown unless I have to,and recieved a ticket today because last night the only place close to my house was on the wrong side of Silver Ave. (it&#8217;s every week here) of course I don&#8217;t want to leave the house somtimes because I&#8217;ll never get the spot back in front of the house again! somtimes people park there for days and It&#8217;s real inconvient for me. Usualy this happens when I have goon to the store if I leave for ten seconds some low life takes it! my palicard does&#8217;t help me I stil pay the same ticket! sometimes I have to park so far away I have to take a bus WHATS FAIR ABOUT THAT!!</p>
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		<title>Comment on My Painful Expedia Refund Process &#8211; Never Use Expedia by peter laing</title>
		<link>http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia/#comment-2728</link>
		<dc:creator>peter laing</dc:creator>
		<pubDate>Fri, 07 Oct 2011 00:20:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia.php#comment-2728</guid>
		<description>I think J.J above has it sussed. 
Use Expedia and then go from there back to the airline, or hotel and do direct booking.
Both airlines and hotels resent Expedia fees and will treat direct booking better. However you must be sure of proper confirmation. With Airlines this should be no problem, but some hotels, well you  never know.</description>
		<content:encoded><![CDATA[<p>I think J.J above has it sussed.<br />
Use Expedia and then go from there back to the airline, or hotel and do direct booking.<br />
Both airlines and hotels resent Expedia fees and will treat direct booking better. However you must be sure of proper confirmation. With Airlines this should be no problem, but some hotels, well you  never know.</p>
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		<title>Comment on My Painful Expedia Refund Process &#8211; Never Use Expedia by J.J</title>
		<link>http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia/#comment-2727</link>
		<dc:creator>J.J</dc:creator>
		<pubDate>Thu, 29 Sep 2011 23:43:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia.php#comment-2727</guid>
		<description>I&#039;ve never really trusted Expedia. I go there to look at available flight/hotels. When I find what I&#039;m looking for, I ditch Expedia and make reservations directly through the hotel/airline website.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never really trusted Expedia. I go there to look at available flight/hotels. When I find what I&#8217;m looking for, I ditch Expedia and make reservations directly through the hotel/airline website.</p>
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		<title>Comment on How To Setup PayPal Subscription &amp; Recurring Payments by Edwin</title>
		<link>http://www.davidcowgill.com/setup-paypal-subscription-recurring-payments/#comment-2726</link>
		<dc:creator>Edwin</dc:creator>
		<pubDate>Fri, 23 Sep 2011 17:36:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/setup-paypal-subscription-recurring-payments.php#comment-2726</guid>
		<description>I&#039;ve been looking everywhere for a solution to this. Thanks, I&#039;m goign to try this for one of my new sites.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been looking everywhere for a solution to this. Thanks, I&#8217;m goign to try this for one of my new sites.</p>
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		<title>Comment on San Francisco DPT &#8211; How To Protest Your Ticket by Anonymous</title>
		<link>http://www.davidcowgill.com/san-francisco-dpt-how-to-protest-your-ticket/#comment-2725</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Fri, 23 Sep 2011 02:03:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/san-francisco-dpt-how-to-protest-your-ticket.php#comment-2725</guid>
		<description>Time is coming for a people&#039;s revolution and they will all be lined up against the wall and shot.</description>
		<content:encoded><![CDATA[<p>Time is coming for a people&#8217;s revolution and they will all be lined up against the wall and shot.</p>
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		<title>Comment on My Painful Expedia Refund Process &#8211; Never Use Expedia by peter laing</title>
		<link>http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia/#comment-2724</link>
		<dc:creator>peter laing</dc:creator>
		<pubDate>Fri, 16 Sep 2011 03:00:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia.php#comment-2724</guid>
		<description>EXPEDIA    travel insurance   MONDIAL  ALLIANZ
When you are booking travel online with Expedia, you will notice and invitation to take travel Insurance at the same time.  I did this when I booked New Zealand to Thailand.
The travel insurance is with a world wide company called MONDIAL Insurance.The Mondial insurance group did have quite a good name. Recently Mondial has an association with another Company called  ALLIANZ Golbal assist. I am not sure whether ALLIANZ is a subsidiary to Mondial or the reverse.
Whenever you see one big Company bought out by an aggressor or with satellite associate Companies 
‚Äò caveat emptor‚Äô  is a major consideration.

I suffered a ruptured spinal disc in Laos, and was shortly quite incapacitated in that I could not walk properly and was in intense pain.  My traveling companion nursed and cared for me over the next two months.
For the next six weeks, after the accident we had continuous dialog with  ALLIANZ Global assist.  ALLIANZ tried by every possible means to avoid the contract for medical and surgical help.  There is a clause in the Mondial travel overseas insurance which states that once the Company fly you back to your home country their obligations are over.

What ALLIANZ did was to require that an incapacitated person, provide copies of certificates of treatment, 
travel recommendations, agreement to release of medical information. bla bla and so on and so forth, for six weeks until  you realize that this company will do anything at all to get you on an aircraft and roll you onto the tarmac dead or alive at your home country. 
From which point on you still have your medical condition but no insurance.
Just to send a medical release form requires the incapacitated person to  1. download form  2. go to printer to get hard copy 3. sign hard copy  4. scan hard signed copy,  5.place signed copy on USB drive  6. Send that copy of release form to ALLIANZ Insurance.
All these necessaries of a person who is unable to walk or concentrate. 
At the same time  ALLIANZ have an agent here in Bangkok just down the road who will not lift a finger for you. His job is to sift through records looking for a way to refuse the claim and send you back to home country.
  
ALLIIANZ continued their game of delay and obsfucation of the fundamental necessity for surgery  despite clear written advise from surgeons that surgical intervention was urgent and delay may exacerbate the condition.

We had to build up support from relatives and friends to tell ALLIANZ that they could expect a legal claim, and damages unless thy honoured the contract. Eventually they agreed to pay for surgery 6 week after our request.
Now I have medical and nursing expenses for another long battle with them.

Do not buy the Expedia Mondial travel insurance policy. 

The policy requires you to follow the advice of the insurance company, or suffer refusal of part or all of your claim. The advise you receive from ALLIANZ will have nothing to do with your needs, it will be self serving 

It provides for the Insurance Company to drop you off in your home country and that ends your claim.

You have taken out travel Insurance and you arrive home with your injury and you now have no insurance 

This insurance Company is completely devoted to and will and does turn a blind eye to medical advise other than the return home option.

You will receive devious offers all for the benefit of the Insurance company getting you off their books.

sincerely, Peter Laing</description>
		<content:encoded><![CDATA[<p>EXPEDIA    travel insurance   MONDIAL  ALLIANZ<br />
When you are booking travel online with Expedia, you will notice and invitation to take travel Insurance at the same time.  I did this when I booked New Zealand to Thailand.<br />
The travel insurance is with a world wide company called MONDIAL Insurance.The Mondial insurance group did have quite a good name. Recently Mondial has an association with another Company called  ALLIANZ Golbal assist. I am not sure whether ALLIANZ is a subsidiary to Mondial or the reverse.<br />
Whenever you see one big Company bought out by an aggressor or with satellite associate Companies<br />
‚Äò caveat emptor‚Äô  is a major consideration.</p>
<p>I suffered a ruptured spinal disc in Laos, and was shortly quite incapacitated in that I could not walk properly and was in intense pain.  My traveling companion nursed and cared for me over the next two months.<br />
For the next six weeks, after the accident we had continuous dialog with  ALLIANZ Global assist.  ALLIANZ tried by every possible means to avoid the contract for medical and surgical help.  There is a clause in the Mondial travel overseas insurance which states that once the Company fly you back to your home country their obligations are over.</p>
<p>What ALLIANZ did was to require that an incapacitated person, provide copies of certificates of treatment,<br />
travel recommendations, agreement to release of medical information. bla bla and so on and so forth, for six weeks until  you realize that this company will do anything at all to get you on an aircraft and roll you onto the tarmac dead or alive at your home country.<br />
From which point on you still have your medical condition but no insurance.<br />
Just to send a medical release form requires the incapacitated person to  1. download form  2. go to printer to get hard copy 3. sign hard copy  4. scan hard signed copy,  5.place signed copy on USB drive  6. Send that copy of release form to ALLIANZ Insurance.<br />
All these necessaries of a person who is unable to walk or concentrate.<br />
At the same time  ALLIANZ have an agent here in Bangkok just down the road who will not lift a finger for you. His job is to sift through records looking for a way to refuse the claim and send you back to home country.</p>
<p>ALLIIANZ continued their game of delay and obsfucation of the fundamental necessity for surgery  despite clear written advise from surgeons that surgical intervention was urgent and delay may exacerbate the condition.</p>
<p>We had to build up support from relatives and friends to tell ALLIANZ that they could expect a legal claim, and damages unless thy honoured the contract. Eventually they agreed to pay for surgery 6 week after our request.<br />
Now I have medical and nursing expenses for another long battle with them.</p>
<p>Do not buy the Expedia Mondial travel insurance policy. </p>
<p>The policy requires you to follow the advice of the insurance company, or suffer refusal of part or all of your claim. The advise you receive from ALLIANZ will have nothing to do with your needs, it will be self serving </p>
<p>It provides for the Insurance Company to drop you off in your home country and that ends your claim.</p>
<p>You have taken out travel Insurance and you arrive home with your injury and you now have no insurance </p>
<p>This insurance Company is completely devoted to and will and does turn a blind eye to medical advise other than the return home option.</p>
<p>You will receive devious offers all for the benefit of the Insurance company getting you off their books.</p>
<p>sincerely, Peter Laing</p>
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		<title>Comment on My Painful Expedia Refund Process &#8211; Never Use Expedia by Josie</title>
		<link>http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia/#comment-2723</link>
		<dc:creator>Josie</dc:creator>
		<pubDate>Fri, 16 Sep 2011 00:16:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia.php#comment-2723</guid>
		<description>I had a cancelled flight to the Philippines in June 2011, and after several phone calls, I was promised again and again that the refund will come in two billing cycles or up to 60 days. It has been more than 60 days now, and my $1,500 has not been refunded back to me. Air Canada emailed me that they have refunded Expedia, and so I should follow-up with Expedia. I mentioned this to Expedia, and as usual, they kept telling me that the refund will come soon. But it&#039;s been more than 60 days now, and more than two billing cycles in my credit card, and nothing has happened. I finally reported the case to my credit card company and disputed the charges, and they are working on this now.</description>
		<content:encoded><![CDATA[<p>I had a cancelled flight to the Philippines in June 2011, and after several phone calls, I was promised again and again that the refund will come in two billing cycles or up to 60 days. It has been more than 60 days now, and my $1,500 has not been refunded back to me. Air Canada emailed me that they have refunded Expedia, and so I should follow-up with Expedia. I mentioned this to Expedia, and as usual, they kept telling me that the refund will come soon. But it&#8217;s been more than 60 days now, and more than two billing cycles in my credit card, and nothing has happened. I finally reported the case to my credit card company and disputed the charges, and they are working on this now.</p>
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		<title>Comment on My Painful Expedia Refund Process &#8211; Never Use Expedia by Chantalski</title>
		<link>http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia/#comment-2722</link>
		<dc:creator>Chantalski</dc:creator>
		<pubDate>Fri, 09 Sep 2011 11:11:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia.php#comment-2722</guid>
		<description>OK here&#039;s my story. I had to cancel my vacation package and  I did. Having done that I decided to google expedia refund policy to look for the answers how long I will have to wait for this refund. I was so pissed that I would have to wait for so much time as you all mention here BUT here&#039;s what happened. I made a cancelation on 9/7/2011 today (9/9/2011) the money is back on my account!! I have no idea why you had to wait for so long</description>
		<content:encoded><![CDATA[<p>OK here&#8217;s my story. I had to cancel my vacation package and  I did. Having done that I decided to google expedia refund policy to look for the answers how long I will have to wait for this refund. I was so pissed that I would have to wait for so much time as you all mention here BUT here&#8217;s what happened. I made a cancelation on 9/7/2011 today (9/9/2011) the money is back on my account!! I have no idea why you had to wait for so long</p>
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		<title>Comment on How To Setup PayPal Subscription &amp; Recurring Payments by SEO Victoria</title>
		<link>http://www.davidcowgill.com/setup-paypal-subscription-recurring-payments/#comment-2721</link>
		<dc:creator>SEO Victoria</dc:creator>
		<pubDate>Wed, 24 Aug 2011 22:51:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/setup-paypal-subscription-recurring-payments.php#comment-2721</guid>
		<description>Good stuff, thanks for the tutorial!</description>
		<content:encoded><![CDATA[<p>Good stuff, thanks for the tutorial!</p>
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		<title>Comment on My Painful Expedia Refund Process &#8211; Never Use Expedia by Lori</title>
		<link>http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia/#comment-2719</link>
		<dc:creator>Lori</dc:creator>
		<pubDate>Tue, 16 Aug 2011 22:14:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.davidcowgill.com/my-painful-expedia-refund-process-never-use-expedia.php#comment-2719</guid>
		<description>I booked a flight with Expedia nearly a year ago, it was cancelled due to weather. I have been calling them regularly, as they told me to, to see about the refund- which, after nearly a full day on them the day of the cancellation- they advised me to get.
Now the ticket was never used (flights cancelled) and the agent is telling me I might get but a partial refund from United. They are saying I used a portion of the flight, which is impossible- as United cancelled the flight.

I feel like I am in a house of mirrors. WHY WOULD ANYONE USE THIS COMPANY? I don&#039;t care about all their problems with United- I dealt with them.</description>
		<content:encoded><![CDATA[<p>I booked a flight with Expedia nearly a year ago, it was cancelled due to weather. I have been calling them regularly, as they told me to, to see about the refund- which, after nearly a full day on them the day of the cancellation- they advised me to get.<br />
Now the ticket was never used (flights cancelled) and the agent is telling me I might get but a partial refund from United. They are saying I used a portion of the flight, which is impossible- as United cancelled the flight.</p>
<p>I feel like I am in a house of mirrors. WHY WOULD ANYONE USE THIS COMPANY? I don&#8217;t care about all their problems with United- I dealt with them.</p>
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